Weather & Road Conditions
Maine — Maine Accidents
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Articles
Related Questions
FAQ
Did I miss Maine's deadline to get paid for Portland pothole damage?
The one thing a city insurer is hoping you never find out is that a road-defect claim can have a much shorter notice...
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FAQ
My coworker said nobody pays if a blowout hurt my kid in Auburn. True?
Send a written evidence-preservation letter within 24 hours to the driver, the vehicle owner, and their insurer, and...
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FAQ
Why does the insurer want an Augusta IME before paying my crash treatment?
The worst mistake people make is treating the insurance company's "IME" like a neutral medical appointment. What...
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FAQ
My brother's Brunswick boss says use health insurance after a deer-crash delivery wreck. Legal?
In New Hampshire, an ordinary commute usually stays outside workers' compensation. In Maine, a crash while making a...
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FAQ
How do I prove a Lewiston test-drive crash was work-related during a storm?
What the insurance company does not want you to know about this is that a "test drive" can still be a work injury in...
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FAQ
I used my own insurance after a work crash in Portland. Did I ruin workers' comp?
No. If you got rear-ended on Forest Avenue delivering supplies or heading between jobs in Portland and the ER ran...
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FAQ
What happens if I told nobody after a South Portland grain-truck delivery crash?
In Maine, a smaller injury claim from a delivery-car crash often lands around $15,000 to $60,000, but the amount can...
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FAQ
My husband just got hit by a van in Bangor who takes settlement money first?
The part insurers, landlords, and employers hope you never learn is this: they do not automatically get first cut of...
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FAQ
Why is my Lewiston boss telling me use my insurance after a work crash?
You have just 30 days to give notice of a work injury in Maine before you risk losing workers' compensation rights....
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FAQ
Can my Auburn employer fire me for filing after defective farm equipment hurt me?
Probably not. Maine law bars an employer from firing you, cutting your hours, or otherwise punishing you for...
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FAQ
Does a kid's Maine injury settlement need a judge's approval?
Everyone says parents can just sign for their child, but actually yes, often they cannot. From the insurance...
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Key Terms
Glossary
diminished quality of life
Not the same as a pile of medical bills, lost wages, or a permanent disability rating. It is also not limited to...
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Glossary
pain and suffering
People often mix up pain and suffering with emotional distress, but they are not identical. Pain and suffering...
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Glossary
going and coming rule
This rule can decide whether medical bills and lost-wage benefits get paid or denied after a crash or other injury...
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Glossary
permanent total disability
A lasting physical or mental condition that leaves a person unable to perform any meaningful work on a sustained...
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Glossary
exclusive remedy doctrine
A rule in workers' compensation law that usually makes workers' comp benefits an injured employee's only recovery...
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Glossary
cumulative trauma
An injury that builds up over time from repeated stress instead of one sudden event. "Builds up over time" is the...
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Glossary
Cervical radiculopathy
Yes - this is more than "neck pain"; cervical radiculopathy means a nerve in the neck has been irritated, inflamed,...
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Glossary
second injury fund
People often confuse a second injury fund with a preexisting condition. A preexisting condition is the worker's...
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Glossary
occupational disease
Like rust that builds up from repeated exposure to moisture, some job-related harm does not happen in one sudden...
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Glossary
compensatory damages
Money awarded to repay a person for actual harm caused by someone else. "Repay" is the key idea. Compensatory...
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Glossary
average weekly wage
This number can make or break how much money comes in after a work injury. If your back goes out loading equipment,...
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Glossary
third-party claim
Miss this issue after a serious injury, and money can be left on the table. A third-party claim is a claim against...
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Glossary
economic damages
These are the dollars-and-cents losses that often drive the value of an injury claim. If a crash, fall, or workplace...
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Glossary
independent medical exam
Your benefits, wage checks, and even whether an injury gets taken seriously can turn on one doctor's report. Despite...
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Glossary
maximum medical improvement
Like reaching the point in rehab where the gains become small and steady instead of dramatic, maximum medical...
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Glossary
unscheduled injury
What does it mean if an injury is "unscheduled"? It means the injury does not fall on a fixed statutory list of body...
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Glossary
modified duty
You just got a letter that says your doctor cleared you for "modified duty," and suddenly everyone has an opinion....
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Glossary
permanent partial disability
Think of a door that still opens, but never all the way after the frame gets bent. It works, just not like it used...
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Glossary
light duty
You just got a letter that says your doctor has released you to return to work, but only with restrictions: no heavy...
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Glossary
arising out of employment
You just got a letter that says your injury may not have "arisen out of employment." That phrase means there must be...
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Glossary
return-to-work order
You may see this in a doctor's note, an insurer letter, or a call from an employer saying you've been "released...
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Glossary
scheduled injury
Not every workplace injury is a "scheduled" one, and the biggest misunderstanding is thinking the label means the...
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Glossary
utilization review
The worst-case outcome is a denied surgery, medication, or therapy plan because no one recognized that the insurer...
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Glossary
temporary partial disability
Not a finding that someone is permanently unable to work, and not the same as being completely off the job. It means...
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Glossary
impairment rating
Not a score for how much pain someone feels, and not a simple yes-or-no answer to whether a person can still work....
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Glossary
functional capacity evaluation
A functional capacity evaluation is a test of what work-related physical activities a person can safely do....
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This is general information, not legal counsel. Your situation has details that change everything. If you were injured, speaking with an attorney costs nothing and could change your outcome.
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