Maine Accidents

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Maine — Maine Accidents

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Related Questions

FAQ
Did I miss Maine's deadline to get paid for Portland pothole damage?
The one thing a city insurer is hoping you never find out is that a road-defect claim can have a much shorter notice...
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FAQ
My coworker said nobody pays if a blowout hurt my kid in Auburn. True?
Send a written evidence-preservation letter within 24 hours to the driver, the vehicle owner, and their insurer, and...
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FAQ
Why is my Lewiston boss telling me use my insurance after a work crash?
You have just 30 days to give notice of a work injury in Maine before you risk losing workers' compensation rights....
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FAQ
My husband just got hit by a van in Bangor who takes settlement money first?
The part insurers, landlords, and employers hope you never learn is this: they do not automatically get first cut of...
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FAQ
Can my Auburn employer fire me for filing after defective farm equipment hurt me?
Probably not. Maine law bars an employer from firing you, cutting your hours, or otherwise punishing you for...
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FAQ
What happens if I told nobody after a South Portland grain-truck delivery crash?
In Maine, a smaller injury claim from a delivery-car crash often lands around $15,000 to $60,000, but the amount can...
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FAQ
Does a kid's Maine injury settlement need a judge's approval?
Everyone says parents can just sign for their child, but actually yes, often they cannot. From the insurance...
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FAQ
Why does the insurer want an Augusta IME before paying my crash treatment?
The worst mistake people make is treating the insurance company's "IME" like a neutral medical appointment. What...
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FAQ
My brother's Brunswick boss says use health insurance after a deer-crash delivery wreck. Legal?
In New Hampshire, an ordinary commute usually stays outside workers' compensation. In Maine, a crash while making a...
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FAQ
I used my own insurance after a work crash in Portland. Did I ruin workers' comp?
No. If you got rear-ended on Forest Avenue delivering supplies or heading between jobs in Portland and the ER ran...
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Key Terms

Glossary
diminished quality of life
Not the same as a pile of medical bills, lost wages, or a permanent disability rating. It is also not limited to...
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Glossary
third-party claim
Miss this issue after a serious injury, and money can be left on the table. A third-party claim is a claim against...
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Glossary
compensatory damages
Money awarded to repay a person for actual harm caused by someone else. "Repay" is the key idea. Compensatory...
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Glossary
going and coming rule
This rule can decide whether medical bills and lost-wage benefits get paid or denied after a crash or other injury...
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Glossary
maximum medical improvement
Like reaching the point in rehab where the gains become small and steady instead of dramatic, maximum medical...
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Glossary
exclusive remedy doctrine
A rule in workers' compensation law that usually makes workers' comp benefits an injured employee's only recovery...
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Glossary
second injury fund
People often confuse a second injury fund with a preexisting condition. A preexisting condition is the worker's...
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Glossary
economic damages
These are the dollars-and-cents losses that often drive the value of an injury claim. If a crash, fall, or workplace...
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Glossary
cumulative trauma
An injury that builds up over time from repeated stress instead of one sudden event. "Builds up over time" is the...
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Glossary
unscheduled injury
What does it mean if an injury is "unscheduled"? It means the injury does not fall on a fixed statutory list of body...
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Glossary
arising out of employment
You just got a letter that says your injury may not have "arisen out of employment." That phrase means there must be...
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Glossary
utilization review
The worst-case outcome is a denied surgery, medication, or therapy plan because no one recognized that the insurer...
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Glossary
permanent total disability
A lasting physical or mental condition that leaves a person unable to perform any meaningful work on a sustained...
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Glossary
scheduled injury
Not every workplace injury is a "scheduled" one, and the biggest misunderstanding is thinking the label means the...
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Glossary
occupational disease
Like rust that builds up from repeated exposure to moisture, some job-related harm does not happen in one sudden...
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Glossary
independent medical exam
Your benefits, wage checks, and even whether an injury gets taken seriously can turn on one doctor's report. Despite...
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Glossary
modified duty
You just got a letter that says your doctor cleared you for "modified duty," and suddenly everyone has an opinion....
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Glossary
course and scope of employment
Work done for an employer as part of a job. "Course" focuses on when, where, and under what circumstances the...
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Glossary
permanent partial disability
Think of a door that still opens, but never all the way after the frame gets bent. It works, just not like it used...
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Glossary
vocational rehabilitation
Insurance companies and defense lawyers sometimes use this phrase to make it sound like an injured worker should...
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Glossary
light duty
You just got a letter that says your doctor has released you to return to work, but only with restrictions: no heavy...
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Glossary
temporary partial disability
Not a finding that someone is permanently unable to work, and not the same as being completely off the job. It means...
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Glossary
return-to-work order
You may see this in a doctor's note, an insurer letter, or a call from an employer saying you've been "released...
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Glossary
compensation rate
You just got a letter that says your weekly workers' comp check will be a certain amount, and the number looks lower...
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Glossary
average weekly wage
This number can make or break how much money comes in after a work injury. If your back goes out loading equipment,...
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Glossary
mandatory reporter
This started with a simple rule: when certain workers see signs of abuse, they do not get to stay quiet. Maine uses...
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Glossary
impairment rating
Not a score for how much pain someone feels, and not a simple yes-or-no answer to whether a person can still work....
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This is general information, not legal counsel. Your situation has details that change everything. If you were injured, speaking with an attorney costs nothing and could change your outcome.

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