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20 results

My boss says a blowout makes this "just an accident" - true?

A tire blowout does not magically erase a drunk or drugged driver's fault, and an employer's immigration threat does not change that.

ARTICLE by Michael Devlin

Insurance says your panic attacks after a Brunswick rear-end crash belong in arbitration - are they kidding?

A Brunswick parks worker got rear-ended in highway traffic and now the insurer is acting like PTSD, missed work, and a mandatory arbitration clause make the claim disappear.

ARTICLE by Rick Plourde

Wife was rear-ended in Lewiston after a double shift and now they're saying the deadline passed

A high-speed rear-end crash by an impaired driver can still leave you fighting over missed notice deadlines, bar liability, and what the DUI case actually proves.

ARTICLE by Rick Plourde

My brother's Brunswick boss says use health insurance after a deer-crash delivery wreck. Legal?

In New Hampshire, an ordinary commute usually stays outside workers' compensation. In Maine, a crash while making a delivery, driving between job sites, or running an employer...

That Auburn drive-thru crash looks minor on paper. Your evidence says otherwise.

A low-speed rear-end wreck can still wreck your neck, and if the police report is wrong, the photos, video, records, and witness names you save right now matter more than the officer's first draft.

ARTICLE by Donna Sprague

How do I prove a Lewiston test-drive crash was work-related during a storm?

What the insurance company does not want you to know about this is that a "test drive" can still be a work injury in Maine if your employer sent you, benefited from the trip,...

Delayed Head Injury After Maine Company Van Crash

In Maine, a work injury claim usually turns on when the injury happened and when you knew it was serious, and that gets messy fast when concussion symptoms blow up weeks later.

ARTICLE by Donna Sprague

Rear-ended on Broadway between South Portland showings and now three insurers won't own it

A South Portland real estate agent can end up in a three-way insurance fight after a rear-end crash, especially when the wreck happened in a personal car during work hours.

ARTICLE by Keith Ouellette

A clear stop-sign crash, and suddenly your bad back is "caught on video"

A Lewiston carpenter gets T-boned at a four-way stop, then learns the insurer is filming him and looking for any excuse to cut what the crash is really worth.

ARTICLE by Rick Plourde

It has been 7 months since that South Portland stop-sign crash and now they say the driver had no real coverage

A South Portland welder gets T-boned at a four-way stop, then learns the other driver should not have been driving and the policy may have lapsed.

ARTICLE by Michael Devlin

going and coming rule

This rule can decide whether medical bills and lost-wage benefits get paid or denied after a crash or other injury on the way to work or on the way home. If the insurer says...

I just found out the insurer can use your delayed surgery against you in Augusta

A parking lot crash claim in Augusta can get ugly fast when the insurer says you waited too long for surgery, especially if missing work was never really an option.

ARTICLE by Omar Hassan

My coworker said nobody pays if a blowout hurt my kid in Auburn. True?

Send a written evidence-preservation letter within 24 hours to the driver, the vehicle owner, and their insurer, and get the crash report number from Auburn Police or the...

Offered $9,500 after a Brunswick roadside crash - fair or bullshit?

A Brunswick janitor gets hit walking where there's no sidewalk, ends up worse after the ER discharge, and now the insurer is pretending that means the injuries are minor.

ARTICLE by Michael Devlin

You just got a letter that says your doctor has released you to return to work, but only with restrictions: no heavy lifting, no climbing, and limited standing. That usually...

What happens if I told nobody after a South Portland grain-truck delivery crash?

In Maine, a smaller injury claim from a delivery-car crash often lands around $15,000 to $60,000, but the amount can drop fast if you waited and told nobody. If you were hurt...

You just got a letter that says your doctor cleared you for "modified duty," and suddenly everyone has an opinion. One person says you have to go back no matter what. Another...

Why is my Lewiston boss telling me use my insurance after a work crash?

You have just 30 days to give notice of a work injury in Maine before you risk losing workers' compensation rights. Most people assume the system starts when the insurance...

Liability After a Maine Rental Car Crash on I-95

If you wreck a rental car in Maine and somebody else is injured, the fight usually starts with insurance layers, the rental contract, and what you do in the first 24 hours.

ARTICLE by Corey Thibodeau

Who Can Recover After a Fatal Maine Work Zone Crash

In Maine, a wrongful death case and a survival claim are not the same thing, and that difference can decide who gets paid, whether funeral costs are recoverable, and what minor children may be entitled to.

ARTICLE by Michael Devlin