Maine Accidents

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Search results for “VA benefits”

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That Auburn drive-thru crash looks minor on paper. Your evidence says otherwise.

A low-speed rear-end wreck can still wreck your neck, and if the police report is wrong, the photos, video, records, and witness names you save right now matter more than the officer's first draft.

ARTICLE by Donna Sprague

diminished quality of life

Not the same as a pile of medical bills, lost wages, or a permanent disability rating. It is also not limited to being bedridden or unable to work. Diminished quality of life...

compensatory damages

Money awarded to repay a person for actual harm caused by someone else. "Repay" is the key idea. Compensatory damages are meant to make an injured person whole, at least...

average weekly wage

This number can make or break how much money comes in after a work injury. If your back goes out loading equipment, or you get bounced around in a crash on a frost-heaved road...

vocational rehabilitation

Insurance companies and defense lawyers sometimes use this phrase to make it sound like an injured worker should quickly switch careers, take any lighter job, or accept that...

Who Can Recover After a Fatal Maine Work Zone Crash

In Maine, a wrongful death case and a survival claim are not the same thing, and that difference can decide who gets paid, whether funeral costs are recoverable, and what minor children may be entitled to.

ARTICLE by Michael Devlin

Insurance says your panic attacks after a Brunswick rear-end crash belong in arbitration - are they kidding?

A Brunswick parks worker got rear-ended in highway traffic and now the insurer is acting like PTSD, missed work, and a mandatory arbitration clause make the claim disappear.

ARTICLE by Rick Plourde

My brother's Brunswick boss says use health insurance after a deer-crash delivery wreck. Legal?

In New Hampshire, an ordinary commute usually stays outside workers' compensation. In Maine, a crash while making a delivery, driving between job sites, or running an employer...

maximum medical improvement

Like reaching the point in rehab where the gains become small and steady instead of dramatic, maximum medical improvement means a person's condition has healed as much as...

second injury fund

People often confuse a second injury fund with a preexisting condition. A preexisting condition is the worker's earlier medical problem or permanent impairment. A second injury...

permanent total disability

A lasting physical or mental condition that leaves a person unable to perform any meaningful work on a sustained basis is generally considered a permanent total disability. The...

Maine Motorcycle Dooring Claim With Missed Treatment

A treatment gap after a Maine motorcycle dooring claim can wreck the value fast, especially when fault is already disputed and nobody got cited.

ARTICLE by Donna Sprague

going and coming rule

This rule can decide whether medical bills and lost-wage benefits get paid or denied after a crash or other injury on the way to work or on the way home. If the insurer says...

independent medical exam

Your benefits, wage checks, and even whether an injury gets taken seriously can turn on one doctor's report. Despite the name, an independent medical exam is not automatically...

I just found out the insurer can use your delayed surgery against you in Augusta

A parking lot crash claim in Augusta can get ugly fast when the insurer says you waited too long for surgery, especially if missing work was never really an option.

ARTICLE by Omar Hassan

compensation rate

You just got a letter that says your weekly workers' comp check will be a certain amount, and the number looks lower than you expected. That number is the compensation rate:...

utilization review

The worst-case outcome is a denied surgery, medication, or therapy plan because no one recognized that the insurer was questioning whether the care was medically necessary....

You just got a letter that says your doctor cleared you for "modified duty," and suddenly everyone has an opinion. One person says you have to go back no matter what. Another...

Offered $9,500 after a Brunswick roadside crash - fair or bullshit?

A Brunswick janitor gets hit walking where there's no sidewalk, ends up worse after the ER discharge, and now the insurer is pretending that means the injuries are minor.

ARTICLE by Michael Devlin

Delayed Head Injury After Maine Company Van Crash

In Maine, a work injury claim usually turns on when the injury happened and when you knew it was serious, and that gets messy fast when concussion symptoms blow up weeks later.

ARTICLE by Donna Sprague