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Search results for “PTSD claim”

20 results

Insurance says your panic attacks after a Brunswick rear-end crash belong in arbitration - are they kidding?

A Brunswick parks worker got rear-ended in highway traffic and now the insurer is acting like PTSD, missed work, and a mandatory arbitration clause make the claim disappear.

ARTICLE by Rick Plourde

third-party claim

Miss this issue after a serious injury, and money can be left on the table. A third-party claim is a claim against someone other than the person or business directly tied to...

Wife was rear-ended in Lewiston after a double shift and now they're saying the deadline passed

A high-speed rear-end crash by an impaired driver can still leave you fighting over missed notice deadlines, bar liability, and what the DUI case actually proves.

ARTICLE by Rick Plourde

Delayed Head Injury After Maine Company Van Crash

In Maine, a work injury claim usually turns on when the injury happened and when you knew it was serious, and that gets messy fast when concussion symptoms blow up weeks later.

ARTICLE by Donna Sprague

Maine Motorcycle Dooring Claim With Missed Treatment

A treatment gap after a Maine motorcycle dooring claim can wreck the value fast, especially when fault is already disputed and nobody got cited.

ARTICLE by Donna Sprague

Offered $9,500 after a Brunswick roadside crash - fair or bullshit?

A Brunswick janitor gets hit walking where there's no sidewalk, ends up worse after the ER discharge, and now the insurer is pretending that means the injuries are minor.

ARTICLE by Michael Devlin

Who Can Recover After a Fatal Maine Work Zone Crash

In Maine, a wrongful death case and a survival claim are not the same thing, and that difference can decide who gets paid, whether funeral costs are recoverable, and what minor children may be entitled to.

ARTICLE by Michael Devlin

compensatory damages

Money awarded to repay a person for actual harm caused by someone else. "Repay" is the key idea. Compensatory damages are meant to make an injured person whole, at least...

I just found out the insurer can use your delayed surgery against you in Augusta

A parking lot crash claim in Augusta can get ugly fast when the insurer says you waited too long for surgery, especially if missing work was never really an option.

ARTICLE by Omar Hassan

diminished quality of life

Not the same as a pile of medical bills, lost wages, or a permanent disability rating. It is also not limited to being bedridden or unable to work. Diminished quality of life...

Rear-ended on Broadway between South Portland showings and now three insurers won't own it

A South Portland real estate agent can end up in a three-way insurance fight after a rear-end crash, especially when the wreck happened in a personal car during work hours.

ARTICLE by Keith Ouellette

My boss says a blowout makes this "just an accident" - true?

A tire blowout does not magically erase a drunk or drugged driver's fault, and an employer's immigration threat does not change that.

ARTICLE by Michael Devlin

That Auburn drive-thru crash looks minor on paper. Your evidence says otherwise.

A low-speed rear-end wreck can still wreck your neck, and if the police report is wrong, the photos, video, records, and witness names you save right now matter more than the officer's first draft.

ARTICLE by Donna Sprague

It has been 7 months since that South Portland stop-sign crash and now they say the driver had no real coverage

A South Portland welder gets T-boned at a four-way stop, then learns the other driver should not have been driving and the policy may have lapsed.

ARTICLE by Michael Devlin

permanent total disability

A lasting physical or mental condition that leaves a person unable to perform any meaningful work on a sustained basis is generally considered a permanent total disability. The...

A clear stop-sign crash, and suddenly your bad back is "caught on video"

A Lewiston carpenter gets T-boned at a four-way stop, then learns the insurer is filming him and looking for any excuse to cut what the crash is really worth.

ARTICLE by Rick Plourde

maximum medical improvement

Like reaching the point in rehab where the gains become small and steady instead of dramatic, maximum medical improvement means a person's condition has healed as much as...

Did I miss Maine's deadline to get paid for Portland pothole damage?

The one thing a city insurer is hoping you never find out is that a road-defect claim can have a much shorter notice deadline than an ordinary insurance claim. Picture a...

arising out of employment

You just got a letter that says your injury may not have "arisen out of employment." That phrase means there must be a real connection between the job and the injury. In...

My brother's Brunswick boss says use health insurance after a deer-crash delivery wreck. Legal?

In New Hampshire, an ordinary commute usually stays outside workers' compensation. In Maine, a crash while making a delivery, driving between job sites, or running an employer...